Small Business Insurance Checklist

This list will make it easier to talk to your agent about what insurance you need. Here are some things your agent will need to know:

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General Questions

• How many years have you owned this business?
• Do you currently have insurance coverage?
• What is your Legal Entity status (Corporation, Partnership, etc)?
• How many locations do you own/occupy?
• Have you had any claims?
• Do you have a need for a Personal Lines, Life, or Health Insurance quote?

Property Questions

• What is the replacement value of your building and/or contents? (How much would it cost to rebuild?)
• How many square feet do you own or occupy?
• Is any of the property that you own located off the premises?

General Liability Questions

• What are your current liability limits?
• Please describe your operations and answer the question "What do you do?"
• What are your annual payroll and sales figures?
• If you are a contractor, do you hire subcontractors to do your work?

Auto Questions

• What is your current Liability limit?  What are your current Uninsured/Underinsured limits?
• Please have a list of vehicles to be insured under this policy.
• Is this a complete list of all your owned autos?
• Please have a list of employees that drive the vehicles listed above.
• Do you have full coverage on these vehicles and if so, at what deductibles?

Call your agent today and ask about Westfield. We're here to help you.