Contractor's Insurance

For contractors, our flexible billing program makes 'paperwork' easier to handle.  We offer a variety of payment options and let you choose your own billing due date.  Our contractor's package offers extra coverages (for tools and inland marine), and services (like flexible billing), that leave you less to worry about when it comes to your business.

Westfield's Contractor’s Package Policy provides property and liability coverage in one convenient, affordable policy that can be tailored with optional additional coverages to fit the insurance needs of a variety of contractors.

• Premises/operations

• Products/completed operations

• Personal and advertising injury liability

• Fire legal liability (including explosion)  

• Business personal property coverage (80 percent coinsurance; special form cause of loss; $500 deductible)  

• Contractor's equipment coverage - includes employees' tools  

• Installation floater coverage (non-reporting; special form cause of loss; $500 deductible

• Property of others away from insured premises (in your care, custody, or control; $500 deductible)  

• Accounts receivable (non-reporting; special form cause of loss)

• Valuable papers and records (non-reporting; special form cause of loss; $500 deductible)  

• Forgery and alteration ($250 deductible)

• Premises medical payments provided for volunteer workers engaged in maintenance repairs of the insured premises