Business Insurance - Umbrella

An umbrella policy provides additional liability coverage over your "underlying" general liability, business owners or business auto policies. The umbrella policy typically will apply when the limits on these policies are exhausted, providing an extra layer of coverage.

Umbrella coverage may also be broader in some areas, such as a wider coverage territory and protection for personal injuries such as mental anguish. 

If someone is hurt on your business property, your standard liability coverage may not be enough if the person is seriously injured. Typically, an umbrella policy is an inexpensive compared to the amount of extra coverage it provides.
 

Business Owners' Guide to Insurance:

The Insurance Information Institute (III) provides this online resource to help you decide what kinds of insurance you need for your business.  You can access this free guide at www.iii.org/smallbusiness.

Call your agent today and ask about Westfield. We're here to help you. To help you talk to your agent about your insurance needs, use our Small Business Checklist.